The falling red chart and the worried face speak straight to anyone with money in the market. That fear stops the scroll. Then the title flips it, promising a way to come out richer, so dread gets you looking and hope gets you clicking.
Below this channel's typical views. Included as a creative reference.
How the packaging works
Title
The title turns the feared event into an opportunity.
Thumbnail
The red chart and worried expression make the fear immediate.
Remix this
Use this when your audience fears something you can genuinely help with. Show the fear in the image, sell the way through in the title, and make sure the video delivers the hopeful half.