The thumbnail names a rule you have never heard of, three numbers with no meaning yet. The title tells you whose rule it is, the richest people. You cannot decode the numbers on your own, so the click is the only way in.
How the packaging works
Title
The title attaches the rule to a group everyone wants to join.
Thumbnail
The thumbnail shows a numbered rule that means nothing until you click.
Remix this
Use this when your method can be named as a short number rule. Put the rule in the image and the outcome in the title. Keep the numbers unexplained, because the moment you decode them the click dies.
The transferable lesson
Name the rule, never decode it in the packaging.
NicheFinancePersonal Finance
Click driverCuriosity GapDesired Outcome
Turn the lesson into a decision
Apply this pattern to your next video.
Bring the reference into a packaging brief, then decide what your title and thumbnail should each communicate.